Spending Leaks

Item

Cost of item

Items purchased per month

Cost per month

Cost per year

Eating Out

 

 

 

 

Cable TV

 

 

 

 

Movies

 

 

 

 

Add-on phone services,
such as call waiting

 

 

 

 

Vending machine purchases

 

 

 

 

Traffic violation tickets

 

 

 

 

Cigarettes

 

 

 

 

Long-distance
phone calls

 

 

 

 

Show tickets

 

 

 

 

Magazines

 

 

 

 

Convenience
store purchases

 

 

 

 

Drinks/ night out
with friends

 

 

 

 

Things you don’t need

 

 

 

 

Lottery tickets/gambling

 

 

 

 

Replacing things (such as tools) you misplaced

 

 

 

 

Toys the kids don’t play with

 

 

 

 

“Add on” warranties and insurance

 

 

 

 

Music CD’s

 

 

 

 

Other

 

 

 

 

Other

 

 

 

 

Total